You can cash a check near you at several convenient locations:
- Walmart : Cash preprinted checks such as payroll, government, tax refund, cashier’s, insurance settlement, and 401(k) checks for a $4 fee on checks up to $1,000. Bring your endorsed check and valid ID to the Money Service Center or Customer Service Desk
- ACE Cash Express : Offers check cashing for payroll, personal, government, insurance, and other checks with no bank account needed. Just bring your check and valid government-issued ID. They have over 750 stores nationwide and provide cash immediately upon acceptance
- Kroger Money Services : Cash payroll and government checks with low fees at over 2,000 locations. No enrollment needed, and many stores are open seven days a week. Bring your check and valid ID to a Money Services Desk
- Regions Bank : Cash checks without an account, including handwritten, out-of-state, insurance, two-party, tax refunds, business, government, and payroll checks. Fees vary from 1% to 4% of the check amount. No account required
- Mobile options : You can also cash checks online or via mobile apps like PayPal by taking a photo of the check, which offers convenience without visiting a physical location
If you prefer, you can also cash your check at the issuing bank if you have an account there, or use prepaid debit cards that allow check deposits, though fees and limitations may apply
. For the fastest and most convenient service, visit a nearby Walmart, ACE Cash Express, or Kroger Money Services location with your endorsed check and valid ID.
