USAA insurance eligibility primarily targets current and former U.S. military members and their families. Here are the key eligibility criteria:
Who is Eligible for USAA Insurance?
- Active-Duty Military Members from any branch: Army, Navy, Air Force, Marine Corps, Coast Guard, and Space Force.
- National Guard and Reserve Members , whether currently serving or previously served.
- Veterans who have been honorably discharged.
- Pre-Commissioned Officers , such as ROTC cadets, midshipmen, or officer candidates.
- Retired Military Members.
Family Member Eligibility
- Spouses of eligible military members or veterans.
- Children and Stepchildren of USAA members.
- Unremarried Former Spouses of USAA members.
- Widows or Widowers of USAA members.
- Grandchildren may be eligible if their parents and grandparents were USAA members.
- Family members must provide proof of the military member’s USAA membership and service.
Important Notes
- Parents, siblings, cousins, nieces, nephews, and significant others who are not spouses are generally not eligible.
- Children of deceased military members are eligible only if their military parent had an active USAA policy before passing.
- Proof of military service and USAA membership of the related military member is required for family members to join.
- USAA membership is not automatic; eligible individuals must apply and provide documentation.
In summary, USAA insurance is available to active, retired, and honorably discharged military personnel and their immediate family members who meet membership requirements, including proof of service and existing USAA membership in the family line where applicable
