You can get a cashier's check primarily at banks or credit unions. Here are the main options and steps:
- Your own bank or credit union: If you have an account, visit a branch with your ID, the exact amount, and the recipient’s name. The bank will issue the check, withdrawing or freezing the funds from your account. Some banks may allow ordering cashier's checks online or by phone, but this usually takes longer as the check is mailed
- Other banks or credit unions: Some banks, like Chase or Wells Fargo, may issue cashier's checks to non-customers if you provide cash and ID, though fees may apply (typically $10–$25). It’s best to call ahead to confirm if non-customers are serviced
- If your bank is online-only: You might need to visit a physical branch of a bank where you have a credit card or account, or find a local bank that issues cashier's checks to non-customers. Otherwise, opening a temporary account might be necessary
- Identification and payment: You must provide a government-issued photo ID, the payee’s name, and have sufficient funds or cash to cover the amount plus any fees
In summary, the most straightforward place to get a cashier's check is your own bank or credit union branch. If you don't have an account or your bank is online-only, check with major local banks like Chase or Wells Fargo that might issue cashier's checks to non-customers for a fee
