You can check your credit score from several reliable sources, many of which offer free access:
- Experian : Provides a free Experian Credit Score and credit report. Signing up is free and gives you insights into how lenders view your creditworthiness and your borrowing history
- Equifax : You can create a myEquifax account to get free Equifax credit reports and a monthly VantageScore 3.0 credit score. Equifax also offers free credit reports annually via AnnualCreditReport.com
- Credit Karma : Offers free VantageScore 3.0 credit scores from Equifax and TransUnion with no credit card required. You can check your scores as often as you want without affecting your credit
- TransUnion : Provides credit scores, reports, and credit monitoring services. You can check your credit score directly from TransUnion’s website
- ClearScore : Allows you to get your free credit score and report anytime without affecting your score
- Credit card companies and lenders : Many major credit card issuers and lenders provide free credit scores to their customers, often accessible through your online account or monthly statements
- AnnualCreditReport.com : The official site to get your free credit reports annually from the three major credit bureaus (Experian, Equifax, and TransUnion). Note that credit reports usually do not include credit scores, but it’s important to check your reports regularly for accuracy
- Nonprofit credit counselors : Some nonprofit and housing counselors can provide free credit reports and scores and help you understand them
These options allow you to monitor your credit health conveniently and for free or with minimal cost. Checking your credit score through these services is safe and does not impact your credit rating.
