You can get a cashier's check primarily from banks or credit unions, usually where you have an account. Here are the main options and steps:
- At your bank or credit union branch: Bring a government-issued photo ID, the exact amount you want on the check, and the name of the payee (the person or business you are paying). The bank will withdraw the funds from your account and issue the cashier's check. This is the most common and straightforward way
- At a bank where you don’t have an account: Some banks may issue cashier’s checks to non-customers if you pay the full amount in cash plus any fees. However, many banks require you to be a customer, so it’s best to call ahead and confirm
- Online or by phone: Some banks, especially those where you are already a customer, allow you to order a cashier’s check online or by phone. They will mail the check to you or directly to the recipient, but this takes longer than visiting a branch in person
- Other options: If you don’t have a bank account, you might consider opening one or using a money order from places like grocery stores, though money orders are not the same as cashier's checks and may not be accepted for all transactions
In summary, the best place to get a cashier's check is your own bank or credit union branch. If you don’t have an account, check with local banks or credit unions to see if they will issue one to you for cash. Always bring your ID and be prepared to pay any fees involved
