You can cash a check near you at several convenient locations including:
- Walmart : Cash payroll, government, tax refund, cashier’s, insurance settlement, and 401(k) checks at Walmart’s Money Service Center or Customer Service Desk with a valid ID and endorsed check. Fees are low, with a $4 maximum for checks up to $1,000. No registration or Walmart card needed
- ACE Cash Express : Offers check cashing for payroll, personal, business, government, insurance, and tax refund checks. No bank account required, with extended hours and competitive fees. Bring your check and valid government-issued ID
- Kroger Money Services : Cash checks up to $5,000 at over 2,000 locations without enrollment. Open seven days a week, many locations open on Sundays and holidays. Fees are low and you can shop groceries while cashing your check
- Regions Bank : Cash checks without an account including handwritten, out-of-state, insurance, two-party, tax refunds, business, government, and payroll checks. Fees range from 1% to 4% of the check amount depending on type
- PAYOMATIC : Cash printed or handwritten checks (except personal checks) with photo ID and get cash immediately. They cash payroll, tax refund, government, money orders, insurance, and more. Fee example: 2.2% for a $100 check
- SAM Check Cashing Kiosks : Automated kiosks for cashing paychecks, government checks, and money orders with just your phone number and ID. No bank account needed
- Western Union locations : Many offer check cashing services, especially for money orders and government checks
- Certegy Check Cashing locations : Use their online locator to find nearby check cashing stores
Additionally, you can cash checks via mobile apps like PayPal by depositing a photo of the endorsed check and choosing when to receive funds
. To find the closest location, you can use store locators on Walmart, ACE Cash Express, Kroger, PAYOMATIC, or Certegy websites, or check Money Network Locator for surcharge-free ATMs and check cashing points
. In summary, major retailers like Walmart and Kroger, specialized services like ACE Cash Express and PAYOMATIC, banks like Regions, and automated kiosks offer check cashing near you with valid ID and endorsed checks. Fees and hours vary, so check specific locations for details.
