You can borrow money instantly or very quickly through several options:
- N26 Credit offers loans from €1,000 to €25,000 with an instant loan offer in less than a minute via their app, with funds deposited directly after electronic signature-no paperwork needed
- Minute Loan Center provides online loans with approval and deposits in minutes, offering same-day funding with a fast, easy application and no credit score impact for checking qualification
- Quick personal loan lenders like LightStream, SoFi, Rocket Loans, and Avant provide same-day or next-day funding depending on credit and application time, with some loans funded within minutes to hours after approval
- PayPal Working Capital offers business loans based on your PayPal account history, with quick application and funding options
- Apps like Earnin and Dave allow you to borrow small cash advances instantly or within a day, often with reasonable fees and based on your earned wages
- Wells Fargo personal loans can deliver funds the same business day for existing customers, making it a fast option if you qualify
For immediate small cash needs, apps like Earnin or Dave may be best. For larger amounts or longer terms, online lenders such as N26 Credit, LightStream, or Minute Loan Center provide fast, often instant or same-day funding
