when does target charge for pre orders

Target does not charge you immediately for pre-orders. When you place a pre- order, Target sends an authorization hold request to your card issuer. This hold is not an actual charge; it is a temporary reservation of funds and will eventually expire and drop off your account according to your bank's timeframe. The actual charge is made only when the item is ready to ship. If the authorization fails at any point, Target will contact you to update your payment method. You may see several authorization holds for the same item over the pre-order period until the item ships. Once the item ships, the authorization hold is removed and the final charge is posted to your account.