For the year 2025, the Medicare deductibles are as follows:
- Medicare Part A deductible (hospital insurance) is $1,676 per benefit period. This deductible applies each time you are admitted to the hospital or a skilled nursing facility after a break of 60 consecutive days without inpatient care. It is not an annual deductible but resets with each new benefit period
- Medicare Part B deductible (medical insurance) is $257 annually. This is the amount you pay each year before Medicare starts to cover outpatient services, doctor visits, and other Part B services. This amount increased by $17 from $240 in 2024
In summary, for 2025, you pay $1,676 each time you enter a hospital benefit period under Part A, and you pay a $257 annual deductible for Part B services before Medicare coverage begins.