The maximum state pension amount depends on your National Insurance record. The full amount of the new State Pension is currently set at £203.85 per week for 2023/2024. Each qualifying year gives 1/35th of the full amount, so if you have made or been credited with less than 35 years of qualifying contributions, you’ll receive a lower amount. For example:
- 35 years gives 35/35 x £203.85 = £203.85 a week
- 30 years gives 30/35 x £203.85 = £174.73 a week
- 10 years’ gives 10/35 x £203.85 = £58.24 a week
If you have over a certain amount of Additional State Pension, you can get more than the full State Pension. If you reached State Pension age before 6 April 2016, you’ll get a different amount under the basic State Pension rules.
