what is sr 22 insurance

An SR-22 is a vehicle liability insurance document required by most state departments of motor vehicles offices for "high-risk" insurance policies in the United States). It is not an insurance policy, but a filing, or an add-on, that is added to a personal automobile liability insurance policy). An SR-22 is required for drivers who have been convicted of driving under the influence or driving while intoxicated, serious and/or repeat traffic offenses, an at-fault accident with no insurance, or license suspension or revocation. It is a form that is filed with your state to show that you are meeting your states minimum auto liability insurance requirements. An SR-22 is not insurance, but simply a document provided by your insurance company that proves you have liability coverage on your car insurance policy. The minimum liability coverage amounts required by law vary by state, but you can count on needing liability coverage in most cases. An SR-22 is usually required for about three years, but the terms and requirements vary by state. If your policy lapses or expires during this period, your insurance company is required to notify the state.