Gemini Earn is an interest-earning program launched by Gemini, a crypto exchange and custodian, in February 2021. It allows customers to earn interest on their crypto assets, with rates of up to 7.4% APY. Gemini Earn is an opt-in program, so customers must move their crypto into Gemini Earn to participate. However, there have been issues with the program, including frozen assets and delays in recovering funds. Gemini has been working to address these issues and recover assets for its users. If a customer has assets in Gemini Earn, they can check their "pending balance" to see the amount they may be getting back.