Cash App charges a $2.50 fee for ATM withdrawals, plus any additional fees charged by out-of-network ATMs
. However, you can avoid this $2.50 fee by setting up direct deposits of $300 or more into your Cash App account each month. When you meet this requirement, you get unlimited free withdrawals at in-network ATMs and one out-of-network withdrawal every 31 days without the $2.50 fee
Free ATM Options for Cash App Users
- In-Network ATMs: The main in-network ATM provider for Cash App is the MoneyPass network, which includes over 40,000 ATMs across the U.S., many located in 7-Eleven stores
. Other in-network ATM networks include Allpoint (with over 55,000 surcharge- free ATMs)
- Partner Bank ATMs: Some major banks like US Bank and Pacific Western Bank allow free Cash App withdrawals at their ATMs
. However, popular chains like Walgreens and 7-Eleven ATMs generally charge fees and are not free for Cash App users
How to Find Free Cash App ATMs
- Use the Cash App: Tap the Cash Card tab and select "Find an ATM" to see nearby in-network ATMs. This helps locate MoneyPass and other affiliated ATMs
- Use ATM network websites like MoneyPass or Allpoint to locate surcharge-free ATMs near you
Summary of Fee-Free Withdrawal Conditions
Condition| Benefit
---|---
$300+ monthly direct deposit| Unlimited free withdrawals at in-network ATMs
and 1 free out-of-network withdrawal per 31 days
No direct deposit or less than $300| $2.50 fee per ATM withdrawal + possible
ATM operator fees
Additional Notes
- Even at in-network ATMs, the ATM operator may charge a fee, but Cash App will not add its $2.50 fee if you meet the direct deposit requirement
- Withdrawal limits are $1,000 per transaction, day, and week
In conclusion, to withdraw cash for free using Cash App, use in-network ATMs such as those in the MoneyPass or Allpoint networks, and ensure you have $300 or more in monthly direct deposits to waive Cash App's $2.50 fee
