Here are the current mortgage rates as of August 17, 2025:
- 30-year fixed mortgage rate: around 6.60% to 6.74%
- 15-year fixed mortgage rate: approximately 5.70% to 5.89%
- 20-year fixed mortgage rate: about 6.16% to 6.41%
- 30-year FHA fixed mortgage rate: around 5.92% to 6.12%
- 30-year VA fixed mortgage rate: about 6.00% to 6.11%
- Adjustable-rate mortgages (ARMs): vary around 6.50% to 7.28% depending on term (3, 5, 7, 10 years)
Notably, the 30-year fixed rate has recently been as low as 6.61%, the lowest in nine months, but is hovering close to 6.7%. The 15-year fixed rate is generally near 5.7%. Rates have seen some slight fluctuations recently but remain elevated relative to prior years. If you want a typical snapshot for today:
- 30-year fixed: 6.74%
- 15-year fixed: 5.71%
- 5/1 ARM: 7.21%
(Source examples include Zillow, Bankrate, and Freddie Mac data compiled within the last week).
