how to write check amount in words with cents

To write a check amount in words with cents:

1. Write the dollar amount in words first.
2. Follow the dollar amount with the word "and."
3. Write the cents as a fraction over 100 (for example, 25 cents is written as "25/100").
4. End with the word "dollars."

For example, if the amount is $130.45, write: "One hundred thirty and 45/100 dollars." This method ensures clarity and precision so banks process the correct amount. Even if the amount is a whole number, write "and 00/100" to indicate zero cents, e.g., "One hundred thirty and 00/100 dollars".

Additional tips:

• Write the numeric amount with a decimal point (e.g., 130.45).
• Write the words on the line below the payee's name.
• Fill the words section fully and draw a line after the words to prevent alteration.

This format guarantees the check amount is clearly understood both numerically and in writing.