To transfer Apple Cash to your bank account, follow these steps: On iPhone:
- Open the Wallet app.
- Tap your Apple Cash card.
- Tap the More button (three dots).
- Tap "Transfer to Bank."
- Enter the amount you want to transfer and tap Next.
- Choose your transfer method:
- Instant Transfer to an eligible Mastercard or Visa debit card (funds transfer immediately or within 30 minutes, but a 1.5% fee applies, minimum $0.25, maximum $15).
- 1-3 Business Days transfer directly to your bank account via ACH with no fee.
- If your bank account or debit card is not added, you can add it by entering your bank routing and account numbers or card details.
- Confirm the transfer with Face ID, Touch ID, or your passcode.
On iPad:
- Open the Settings app.
- Tap Wallet & Apple Pay.
- Tap your Apple Cash card.
- Tap "Transfer to Bank."
- Follow the same steps as on iPhone to enter the amount, select transfer method, add bank details if needed, and confirm the transfer.
The standard bank transfer usually takes 1 to 3 business days, while the instant transfer is faster but incurs a fee
. This process is straightforward and secure, allowing you to move your Apple Cash balance to your bank account efficiently.