how to apply for disability in michigan

To apply for disability in Michigan, you would generally follow these steps:

1. Determine Which Disability Program Applies:
   • Social Security Disability Insurance (SSDI): For those who have worked and paid into Social Security.
   • Supplemental Security Income (SSI): For those with limited income and resources, disability may also apply to children.
2. Prepare Your Information and Documents:
   • Medical records and contact information for doctors.
   • Work history and education records.
   • Personal identification information (Social Security number, birth date).
   • Financial information if applying for SSI.
3. Submit Your Application:
   • Online at the Social Security Administration (SSA) website (ssa.gov).
   • By phone by calling 1-800-772-1213.
   • In-person at your local Social Security office.
4. Complete the Application Thoroughly:
   • Be clear about your medical condition, limitations, and how it affects your ability to work.
   • Include all requested medical and supporting documents.
   • Follow up immediately after submitting to confirm they receive it.
5. Understand the Approval Process:
   • Initial claims often get denied (about 69%).
   • If denied, you can appeal within 60 days.
   • The SSA uses a 5-step process to evaluate disability, requiring conditions expected to last at least 12 months or result in death.
   • The Michigan Disability Determination Services (DDS) will review your claim on behalf of SSA.
6. Consider Legal Assistance:
   • Hiring a disability attorney can help ensure your application is accurate and complete, improving chances of approval and assistance in appeals if needed.

Additional Notes:

• SSDI has a 5-month waiting period after the disability onset before benefits begin.
• SSI pays from the date you file your claim or become eligible.
• The substantial gainful activity limit in 2025 is $1,620 per month; earning more may disqualify you.
• You must be disabled for at least 12 months as defined by SSA's criteria.

In Michigan, the application steps and criteria are aligned with federal SSA procedures but the state DDS office handles disability evaluations locally. For more detailed guidance and assistance, including help with paperwork and appeals, you may consult disability law groups or legal aid specializing in SSDI and SSI applications in Michigan.