The average car insurance cost in the UK in 2025 is around £757 per year, which breaks down to about £63 per month. This cost has been gradually falling since early 2024 after peaking in late 2023. Prices vary by region, age, and type of coverage but £63 per month is a good general average for UK drivers now.
Key Details
- The average annual premium is about £757, equivalent to roughly £63 per month.
- Prices have dropped by around 16% in the last year.
- Younger drivers tend to pay much more, while older drivers pay less.
- London has the highest average premiums, significantly above the national average.
- Regional variation exists, with the South West being the cheapest region.
This information reflects comprehensive insurance coverage, which most drivers have, but costs vary significantly with coverage type, driver age, and location.
