A $100 Series EE U.S. Savings Bond is guaranteed to double in value after 20 years, so after 20 years it would be worth at least $200. If held beyond the 20-year maturity, the bond continues to earn interest for up to 30 years, increasing its value further. For example, a $100 EE bond issued in October 1994 was worth about $164.12 after 30 years, reflecting the additional interest earned beyond the doubling period
. Key points about the value after 30 years:
- The bond doubles in value after 20 years.
- It continues to earn interest for another 10 years (up to 30 years total).
- The total value after 30 years can be significantly more than double the original purchase price.
- Holding the bond beyond maturity can increase value, but inflation may erode purchasing power over time
To find the exact current value of a specific bond, you can use the TreasuryDirect savings bond calculator by entering the bond’s series, denomination, and issue date
. In summary, a $100 Series EE savings bond will be worth at least $200 after 20 years and could be worth around $160-$170 or more after 30 years, depending on the issue date and accrued interest.
