Most taxpayers receive their IRS tax refund within about 21 days (3 weeks) after their tax return has been accepted if they e-file and choose direct deposit. This is the fastest method for receiving a refund. If you e-file but opt for a mailed paper check, it typically takes about 1 month (4 weeks) to receive your refund. For paper-filed returns, the refund timeline is longer: about 3 weeks if you choose direct deposit and 6 to 8 weeks if you receive a paper check by mail
. The timing depends on several factors:
- Filing method: E-filing is faster than mailing a paper return.
- Refund delivery method: Direct deposit is quicker than receiving a paper check.
- When you file: Early filers generally get refunds sooner.
- Credits claimed: Claims like the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) can delay refunds due to extra IRS review.
- Accuracy of return: Errors or mismatched information can cause delays
The IRS began processing returns for the 2025 tax season on January 27, 2025. For example, if your return was accepted on January 27, you could expect a direct deposit refund around February 17, or a mailed check around March 28
. You can check your refund status using the IRS "Where's My Refund?" tool starting 24 hours after e-filing or 4 weeks after mailing a paper return
. In summary:
- E-file + direct deposit: 1–3 weeks (usually within 21 days)
- E-file + paper check: About 1 month
- Paper file + direct deposit: About 3 weeks
- Paper file + paper check: 6–8 weeks
These are estimates and actual times may vary based on IRS workload and individual circumstances
