Most states process state tax refunds via direct deposit within about 7 to 21 days after you file electronically. Paper returns can take much longer, often 4 to 8 weeks or more
. The exact timing varies by state; for example:
- California: 10-14 days
- New York: 14-21 days
- Texas: 7-10 days
- Florida: 7-14 days
- Illinois: 15-21 days
- Georgia: 21-30 days
Factors that affect refund timing include the filing method (e-filing is faster), errors or missing information, fraud prevention measures, peak filing season, and the state's processing speed
. Once the refund is released, direct deposit typically takes 1 to 2 business days to appear in your bank account, as noted by Illinois's Department of Revenue
. To get your refund faster:
- File electronically
- Choose direct deposit
- Double-check your return for errors
- File early in the tax season
You can track your refund status on your state's tax website using tools often labeled "Where’s My Refund?" requiring your Social Security number, filing status, and refund amount
. In summary, if you e-file and choose direct deposit, expect your state tax refund within about 1 to 3 weeks, depending on your state and circumstances. Paper filings and mailed checks take significantly longer.
