To send money through Apple Pay, you primarily use Apple Cash, which is a digital card in your Wallet app that allows you to send and receive money easily and securely. Here are the main ways to send money:
Sending Money via the Wallet App
- Open the Wallet app on your iPhone.
- Tap your Apple Cash card.
- Tap Send or Request.
- Select or add the person you want to send money to.
- Enter the amount you want to send.
- Confirm the payment by double-clicking the side button and authenticating with Face ID, Touch ID, or your passcode.
Sending Money via Messages App (iMessage)
- Open the Messages app and start a new conversation or open an existing one with the recipient.
- Tap the Apple Cash button (the Apple Pay icon) near the message input field.
- Enter the amount you want to send.
- Tap Send , then confirm by double-clicking the side button and authenticating with Face ID, Touch ID, or your passcode.
Additional Details
- By default, money is sent from your Apple Cash balance. If you don’t have enough balance, you can choose to send money using a debit card linked to your Apple Wallet.
- The recipient must accept the payment the first time, but subsequent payments are automatically accepted.
- You can also add a note or comment with the payment if you want.
- Apple Pay money transfers currently work only within the United States.
This process is fast, secure, and integrated directly into your iPhone without needing extra apps
