To get travel insurance, follow these general steps:
- Decide what type of travel insurance coverage you need, such as medical expenses, trip cancellation, luggage protection, or comprehensive coverage.
- Purchase insurance online directly from an insurance company, through a bank, travel agent, or online comparison websites.
- Provide your travel details like destination, dates, and who to insure.
- Choose the coverage area (Europe or worldwide) and level of coverage (standard or comprehensive).
- Calculate and review the premium cost.
- Buy the insurance either at the time of booking your trip or anytime before your trip starts (some providers allow purchase up to 24 hours after booking).
There are options for short-term single trip insurance or annual policies if you travel often. Also, certain credit cards or travel packages might include some coverage, but standalone travel insurance often provides more comprehensive protection. For example, in the Netherlands, you can apply quickly online, select coverage for medical costs, luggage, accidents, and optional covers like cancellation fees or winter sports.
In summary, the easiest way is to:
- Go to an insurance provider's website or comparison site.
- Enter your trip details.
- Pick the type and amount of coverage.
- Purchase and receive your policy electronically.
This process can often be done fully online and offers immediate insurance coverage once bought.
