There are several options for cashing checks near you, including services that do not require a bank account. Here are some notable ones:
- CFSC offers check cashing on the spot for payroll, government, stimulus, Social Security, unemployment, veteran’s benefits, tax refund, and many other types of checks with quick, hassle-free service and flexible hours.
- ACE Cash Express has over 750 stores nationwide, cashes most types of checks including business checks, offers competitive fees, and requires just a government-issued ID.
- Speedy Cash provides check cashing with no holding period, open evenings and weekends, and charges fees typically 2% to 2.5% of the check amount, with a minimum fee starting at $2.
- PAYOMATIC cashes many types of checks (except personal checks) with a fee of 2.20%, and offers quick, secure service with no hold on funds.
- Some banks like Regions offer check cashing without requiring an account, with fees typically ranging from 1% to 4% of the check amount depending on check type.
- Retailers like Ralphs provide money services desks where you can cash checks with low fees and convenient locations often open seven days a week.
- Walmart offers check cashing with a maximum fee of $4 for preprinted checks up to $1000, requiring a valid ID.
To find the nearest location, consider visiting the websites of these providers or using their store locator tools. Bringing a valid government- issued ID is typically required. These services support a wide variety of check types including payroll, government, tax refund, insurance settlement, and more.