You cannot deposit cash at just any ATM. Generally, cash deposits are only accepted at ATMs that belong to your own bank or a network of ATMs that support cash deposits. Not all ATMs have the capability to accept deposits, as some are only for withdrawals or balance inquiries. Additional important points:
- Many banks restrict cash deposits to their own ATMs or specific deposit-enabled ATMs.
- Deposit limits and fees may apply depending on the bank and ATM used.
- It is safest and most efficient to use your bank’s own ATMs or those listed on the bank’s website or app as deposit-enabled.
- Some ATMs may require envelopes for deposits, and funds availability may vary.
In summary, you should check with your bank or their ATM locator to find ATMs that allow cash deposits, and avoid out-of-network machines for depositing cash.