To receive money on Apple Pay, first ensure Apple Cash is set up and enabled on your iPhone in the Settings under Wallet & Apple Pay. Then you can request money via the Messages app by opening a conversation, tapping the plus icon next to the text input, selecting Apple Cash, entering the amount you want to receive, and sending the request. When someone sends you money through Apple Cash, it will be added to your Apple Cash card in the Wallet app, and you can accept the payment from the Messages app by tapping "Accept" on the payment message. This process requires both sender and receiver to use iMessage and have Apple Cash enabled.
In summary:
- Set up and enable Apple Cash in Settings > Wallet & Apple Pay.
- Use Messages to request money by tapping the plus button and selecting Apple Cash.
- Receive the payment in Messages and tap Accept to add it to your Apple Cash balance.
- View your balance and transaction history in the Wallet app.
This method makes it easy and secure to receive money directly on your iPhone via Apple Pay and Apple Cash.